SBI is one of the best and most popular bank in India, which provides most of all features free, which are not given by private banking sectors like HDFC, ICICI, and AXIS Bank. That free feature includes this SBI Mobile Banking, This feature is very crucial now days.
At any time, you may not be able to connect to the internet or bank server may be down and log in to your bank account and check bank balance or make transactions or mobile recharge. An added advantage of activating mobile banking is while you are making debit card payments for online purchases like buying items on Flipkart.com, Booking railway ticket, or Paying exam fees the SBI will generate OTP(One time password) and send to registered mobile number and after entering this OTP code while payment than your transaction is complete.
After activating SBI mobile banking it will be like State Bank’s Branch on Your Mobile for anytime 24×7! Here i wanted to let you know some good mobile banking features of SBI.
1. Funds transfer (within SBI or other Bank’s account)
2. Interbank Mobile Payment Services (IMPS) : Fund Transfer, Merchant Payments 24 x 7
3. Enquiry Services (Balance Enquiry / Mini statement)
4. Bill Payment (Utility bills, Credit Cards, Insurance premium), Donations, Subscriptions
5. Mobile Top up
6. M-Commerce (DTH Recharge of Tatasky, BigTV, SunDirect, DishTV and DigitalTV etc.)
7. Booking of train tickets over the IRCTC portal through IMPS.
SBI mobile banking services can be accessed through these channels, Application (State Bank Freedom for android, IPhone, Blackberry) this works with internet and without internet also by automatically switching the channel to SMS mode. WAP (Wireless Application Protocol) by going to this link https://mobile.onlineSBI.com/SBIwap/, USSD by dialing *595# from your mobile, finally by SMS more reliable facility for banking.
How to register your number for SBI Mobile Banking.
Here we will give you the systematic process of activating SBI mobile banking.
STEP 1: At first, you need to send an SMS as SBSREG to 9223440000 than you will receive a message from SBI having
- USER ID
- Default MPIN
STEP 2: Change the default MPIN through sending an SMS this process is mandatory for every new users to change default MPIN to properly activate SMS banking.
STEP 3: Complete registration process instantaneously by visiting State Bank ATM or Branch.
Completing registration by State Bank ATM
It is one of the easiest method for completing the registration procedure of SBI SMS/Mobile banking,
STEP 1: Things you need is a State Bank atm-cum-debit card.
STEP 2: Visit to the nearest State Bank ATM (Not HDFC ICICI or any other) with State Bank Debit card. Swipe your card and enter the 4 digit PIN. In the next step, you will see Menu
Click on Mobile registration>>Mobile banking registration>>Registration
Enter 10-digit mobile number, which should be already registered with bank.
Completing registration by Visiting Bank
You can activate SBI mobile banking immediately by proceeding through this step. Just download the application, which is provided below, and fill it with correct details and submit to the nearest branch.
How to use SBI Mobile Banking with SMS
To properly use the SBI mobile banking feature you must know by which format we have to send messages. Here are some formats by which we have to send messages to this number .
|No||Format of SMS text to be sent to 9223440000 or 567676||Purpose|
|1||MBSREG||Obtain User ID and default MPIN|
|2||SMPIN UserID OldMPIN NewMPIN||Change MPIN|
|3||SACCEPT UserID MPIN||To accept Terms and Conditions, which are available at the Bank’s website www.SBI.co.in|
|4||SBAL UserID MPIN||For balance enquiry|
|5||SMIN UserID MPIN||Mini statement of account|
|6||STOPUP UserID MPIN TelecomOperator MobileNo Amount||Mobile Top-up|
|7||OTP NumericOTP STOPUP UserID MPIN TelecomOperator MobileNo Amount||Mobile Top-up using OTP for higher transaction limits|
|8||SDTH UserID MPIN ServiceProvider DTHSerialNo Amount||DTH recharge|
|9||OTP NumericOTP SDTH UserID MPIN ServiceProvider DTHSerialNo Amount||DTH recharge using OTP for higher transaction limits|
|10||Smobitop UserID MPIN WalletID Amount||Top up of Mobile wallet|
|11||OTP NumericOTP Smobitop UserID MPIN WalletID Amount||Top up of Mobile wallet using OTP for higher transaction limits|
|12||IMPS MobileNo MMID Amount UserID MPIN PaymentReference(upto_20_chars)||IMPS Funds Transfer|
|13||OTP NumericOTP IMPS MobileNo MMID Amount UserID MPIN PaymentReference(upto_20_chars)||IMPS Funds Transfer using OTP for higher transaction limits|
|14||IMPS BeneficiaryAccNo BeneficiaryIFSC Amount UserID MPIN Purpose(Optional)(upto_20_chars)||IMPS Fund Transfer based on IFS Code and Account Number (P2A)|
|15||OTP NumericOTP IMPS BeneficiaryAccNo BeneficiaryIFSC Amount UserID MPIN Purpose(Optional)||IMPS Fund Transfer based on IFS Code and Account Number (P2A) using OTP for higher transaction limits|
|16||MIMPS MerchantMobileNo MerchantMMID Amount UserID MPIN PaymentReference(upto_20_chars)
e.g. MIMPS 9999999999 9002123 500 zzz000 123456 invoice 7549
|IMPS Merchant Transaction|
|17||OTP NumericOTP MIMPS MerchantMobileNo MerchantMMID Amount UserID MPIN PaymentReference(upto_20_chars) e.g. OTP 999999 MIMPS 9999999999 9002123 500 zzz000 123456 invoice 7549||IMPS Merchant Transaction using OTP|
|18||SDEREG||De-register from Mobile Banking Service|
- Keywords in the format are not case sensitive
- User ID and password is case sensitive.
For more information about SBI mobile banking please follow these key resources : SBI Mobile banking Home page, Complete keywords list, Code list, Registration form.
Feel free to ask anything about the SBI Mobile Banking, in the below comment section.